Advancing or deferring the pension

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Rather than retiring at the age of 67, you can choose to continue working for longer. In that case, you can have the payment of your retirement pension deferred until you actually retire. If you retire later, the retirement pension you have accrued is increased. For more information about increasing the pension you have accrued see the pension regulations, which you will find on this website. The conditions for deferring your pension are also given on this website.

You may also choose to retire earlier than at 67. This means that your retirement pension will be lower. Retiring early thus has financial consequences. Pension accrual stops earlier and retirement pension is reduced. You should also bear in mind that state retirement pension (AOW) will probably commence later than your early retirement pension. Go to www.svb.nl to see when your AOW pension commences. 

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More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).