How do you accrue pension?

Accruel percentage

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Each year, you accrue pension rights over part of the gross salary that you earn in that year. The portion of your salary on which you do not accrue any pension is called the deductible. You accrue 1.13% retirement pension on your gross salary minus the deductible. This accrual percentage is recalculated each year.

Example: you earn 25,000 a year. The deductible is 15,000. In that year you accrue 2% retirement pension on the pension base of 10,000. That is 200 in that year. The retirement pension you receive when you retire is the sum of all the years plus any annual indexation of your pension.

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More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).